body   { background-color: black }
#left  { width: 196px; height: 100%; float: left }
#right    { width: 604px; float: left }
#left-top  { background-image: url(images/header-pic.jpg); background-repeat: no-repeat; width: 196px; height: 204px }
#left-bottom   { background-color: black; margin: -1px; padding: 15px; width: 196px }
#right-top  { width: 604px; height: 145px }
#right-bottom  { width: 604px }
#header-top  { background-image: url(images/as-i-understand-it.gif); background-repeat: no-repeat; width: 604px; height: 99px }
#header-bottom  { width: 604px; height: 47px }
#hdr-nav-1   { background-image: url(images/header-bottom.gif); background-repeat: no-repeat; margin: -1px; width: 356px; height: 47px !important; float: left }
#hdr-nav-2   { color: #fff; font-size: 12pt; font-family: Arial, Helvetica; font-weight: bold; text-decoration: none; background-color: black; background-repeat: no-repeat; margin: -1px; width: 72px; height: 47px; float: left }
#hdr-nav-3   { background-color: black; background-repeat: no-repeat; margin: -1px; width: 72px; height: 47px; float: left }
#hdr-nav-4   { background-color: black; background-repeat: no-repeat; background-position: 0 0; margin: -1px; width: 100px; height: 47px !important; float: left }
#frame-top-left { background-color: silver; width: 14px; height: 15px; float: left }
#frame-top { background-color: teal; width: 604px; height: 15px !important }
#frame-top-right { background-color: white; width: 16px; height: 15px !important; float: right }
#frame-center-left { background-color: yellow; bottom: 200px; width: 14px; height: inherit; float: left }
#frame-center { background-color: aqua; width: 604px; height: inherit; float: left }
#frame-center-right { background-color: blue; width: 16px; height: inherit; float: right }
#footer { background-color: fuchsia; position: fixed; bottom: 0; width: 800px }
#content { }
.copyright  { color: #ccc; font-size: 9pt; font-family: Arial, Helvetica; text-decoration: none }
a { color: #999; text-decoration: none }